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SKILLOS · Founder Skill

⬤ Finance & Accounting

Know your numbers before anyone else does

Finance & Accounting is a Capital-phase founder capability in the SKILLOS registry (category: original). Cross-references: 4 frameworks, 4 key metrics, 5 templates, 2 case studies, 3 mastery signals. Substrate applicability: 197 countries × 60 verticals × 99 SKILLOS sectors.

🔧 Frameworks

  • Burn Rate & Runway Model
  • Cash Flow Forecasting (13-week rolling)
  • Monthly Close Process
  • SaaS Financial Metrics Stack

📊 Key Metrics

  • Runway ≥18 months post-raise
  • Net burn vs. gross burn delta
  • MRR/ARR accuracy (±5%)
  • EBITDA-adjusted margin trajectory

📋 Templates

  • P&L template (startup-stage)
  • Cash flow forecast model
  • Monthly close checklist
  • Investor financial report format
  • Budget vs. actuals dashboard

💡 Case Studies

GitHub
Bootstrapped to $100M ARR before raising any venture capital; Microsoft acquired GitHub for $7.5B in 2018
37signals
Jason Fried and DHH have publicly stated that Basecamp/37signals has been profitable every year since 2004 and generates over $100M annually — built entirely without external investment
Pro Tip

Track gross burn and net burn separately. Gross burn = total spend. Net burn = gross burn minus revenue. VCs care about both — it reveals your unit economics maturity.

🎯 You've mastered this when…

  • CFO/bookkeeper hire triggered by $2M ARR or series A
  • Monthly close completed in <5 business days
  • Rolling 13-week cash forecast updated weekly

Related skills in the Capital phase

◈ Fundraising

Frequently asked about Finance & Accounting

What phase of the founder journey does Finance & Accounting belong to?

It is a Capital-phase skill in the SKILLOS registry. The seven phases are Foundation, Discovery, Capital, Build, Growth, Revenue, and Scale.

What are the most useful frameworks for Finance & Accounting?

The four canonical frameworks are: Burn Rate & Runway Model; Cash Flow Forecasting (13-week rolling); Monthly Close Process; SaaS Financial Metrics Stack.

How do I know when I have mastered Finance & Accounting?

Mastery signals include: CFO/bookkeeper hire triggered by $2M ARR or series A; Monthly close completed in <5 business days; Rolling 13-week cash forecast updated weekly.

Which sectors does this skill apply to?

All 99 SKILLOS sectors — from AI & Machine Learning to Emerging Consumer Technology. The skill applies across every vertical in AJG's substrate of 197 countries and 60 commerce verticals.

Learn more — related across the site
📖 Lexicon
→ Blockchain Trade Finance→ Inward Processing Relief→ Sufficient Processing→ Supply Chain Finance
🛠 Tools
→ Cost Of Capital Lookup→ Export Costing Builder→ Fta Tariff Phase In
💼 Case studies
→ Gujarat Agro Processed Food Eu Retailer→ Supply Chain Finance Ikea Supplier
✍ Blog
→ Ajg Commission Only Model Explained→ Cbam Definitive Phase 2026
📚 Library
→ Bank Business Models→ Gordon Growth Model→ Financial Distress Costs→ Miller Orr Cash Model
Matches found by keyword relevance. If you want the full catalogue: Library · Lexicon · Tools · Blog.
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