APAC
University of Indonesia (UI), ITB (Bandung), UGM (Yogyakarta) are top. Darmasiswa scholarship for Indonesian language and culture. Costs very low; Bahasa Indonesia easy to learn.
Official education portal: https://www.kemdikbud.go.id
Student VITAS (limited stay visa) sponsored by institution. KITAS for residence post-arrival.
NPWP. Progressive 5-30%. Students below thresholds.
Indonesian Government Scholarships (KNB) — fully-funded for developing-country students. Darmasiswa (1-year language/culture programme).
Bank Mandiri, BCA, BNI, BRI, plus digital Jago, Neo Commerce.
University asrama (dormitories). Kost (boarding houses) abundant near campuses.
University insurance arrangements. Private hospitals (Pondok Indah, RSI) in major cities.
Bahasa Indonesia primarily; English-medium master's growing. IELTS 6.0+/TOEFL iBT 75+.
Indian food in Jakarta (Pasar Baru). Vegetarian and halal universal.
Generally safe; Bali and Jakarta have typical tourist-area considerations.
Indian Embassy Jakarta + Consulate Medan + Bali.
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