APAC
University of Philippines (UP), Ateneo, La Salle. English-medium throughout (Philippines is 4th-largest English-speaking country). Affordable medical degree pathway popular for some Indian students.
Official education portal: https://ched.gov.ph
Student visa (9F) at consulate or upon-arrival convertible.
TIN. Progressive 0-35%. Students below thresholds.
CHED scholarships. ASEAN scholarships. UP institutional aid limited for foreigners.
BDO, BPI, Metrobank, plus digital GCash, Maya.
University dormitories + condo rentals (Lamudi, Dot Property).
PhilHealth + private supplementary. Major private hospitals (Makati Medical, St Luke's) world-class.
English-medium throughout. IELTS 5.5-6.0+ typical. Tagalog/Filipino socially.
Indian groceries in Manila (Quiapo, Makati). Vegetarian growing.
Manila has specific neighbourhood considerations. University districts safer.
Indian community in Manila. Indian Embassy Manila.
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