AFRICA
UCT (Cape Town), Wits (Johannesburg), Stellenbosch, KZN are research-intensive. UCT GSB and GIBS competitive business schools. Affordable tuition vs UK/USA. Strong cricket/rugby culture for sports-keen students.
Official education portal: https://www.dhet.gov.za
Study visa via embassy, sponsored by institution. Financial requirement ZAR 96,000/year.
SARS tax ID after first income. Progressive 18-45%. Students typically below thresholds.
NRF (National Research Foundation) postgraduate. Mandela Rhodes Scholarship (African leadership). UCT Mastercard, Wits Carnegie.
Standard Bank, FNB, ABSA, Nedbank. FNB Easy Account for students. SASSA card for some scholarship payments.
On-campus residences competitive. Property24, Gumtree for private. Off-campus often shared housing for grad students.
Private medical insurance mandatory for visa — Discovery, Bonitas, Momentum Health. Private hospitals world-class; public stretched.
English-medium throughout. IELTS 6.5+/TOEFL iBT 80+.
Indian groceries widely available — major Indian-origin community. Cape Town, Durban, Johannesburg have abundant options.
Specific neighbourhood considerations apply across all major cities. University-arranged transport recommended after dark.
Massive Indian-origin community (~1.5M, especially KZN). Indian High Commission Pretoria + Consulate Johannesburg + Durban Cultural Centre.
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